From the ground up, strong protection is in the details.

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Insurance Solutions for the Construction Sector

Arroyo provides tailored insurance and risk management solutions to contractors throughout Southern California – from construction managers to design-builders, large general contractors, trade contractors, and environmental remediation contractors, among others. Our focus is to help you manage your risks effectively for greater profits, lower operating costs and a stronger balance sheet. 

Find Out Which Policies Cover Your Firm

To address your unique exposures – from equipment damage, to injuries to third parties and workers, to faulty work and missed deadlines – a number of coverages should be in place, depending on your specific operation and the scope of your projects. This may include:

  • Contractor’s Professional Liability
  • Contractor’s Pollution Liability
  • Commercial General Liability
  • Excess Liability
  • Commercial Property/Inland Marine
  • Builder’s Risk
  • Contractor’s Equipment
  • Commercial Auto
  • Employment Practices Liability
  • Workers Compensation

We can also provide contractors with a wrap-up policy for potential financial advantages, coverage enhancements, collective coverage uniformity, and coordinated claims handling. A wrap-up includes General Liability and/or Workers Compensation/Employer’s Liability insurance covering all participating contractors on a construction project under one primary insurance policy from the project’s construction phase to its completed operations phase.

Our Services

We provide the following critical services to construction clients to help mitigate and transfer risk and ensure a healthy staff.

  • Contract Review and Analysis
  • Workers’ Compensation and Property and Casualty Claims Services
  • Experience Modification Management
  • OCIP Review and Credit Negotiation
  • Surety Bonding
  • Enterprise Risk Management Services
  • Risk Control and Safety Services
  • Certification of Insurance Review and Management
  • Employee Benefits Consulting/Plans