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Custom Professional Liability Insurance Solutions

Professionals such as lawyers require custom Professional Liability insurance designed to address their specific risks based on the services and the customers they serve. Arroyo’s Professional Liability department provides individualized coverage to attorneys from “A” rated, admitted insurance companies. Our firm’s capabilities allow us to provide a clear picture to underwriters, tailoring competitively priced insurance protection programs that reflect a firm’s services, size, loss history, and specific business practices. Our team leader has more than 25 years of experience crafting Professional Liability programs for our professional clientele. 

Why Look to Arroyo for Your Protection?

Professional Liability, also known as Errors & Omissions (E&O) Liability or Lawyers Professional Liability insurance, steps in to cover claims involving mistakes and oversights in services provided that result in economic loss to a client. It pays for defense costs – even if the claim has no merit – and for any settlements or awards, up to the policy limit. There are policy features and endorsements that should be included to broaden coverage. For example, for Lawyers Professional Liability, we offer a wide range of limits and deductibles, disciplinary defense coverage up to a certain amount, subpoena assistance, prior acts coverage, and a non-practice extending form for attorneys who have retired or ceased practicing law, among other features.

In addition to our knowledge of how a policy should be tailored, Arroyo has access to more than 50 insurance companies with limits ranging from $100,000 to $50,000,000. Firms considered “hard to place” by other brokerages are not hard to place for Arroyo. We will negotiate a program to protect you and keep you doing what you do best.